What are ESG funds? Big abroad, and now finding interest in India too
Although big in global investments, ESG funds — which imbibe environment, social responsibility and corporate governance in their investing process— are witnessing growing interest in the Indian mutual fund industry too. There are currently four ESG schemes managing close to Rs 6,000 crore (three of these launched in the last 16 months), while at least...
All about Investment in GOLD
Like no other commodity, Gold has held the fascination of human society since the beginning of the common era. Empires and kingdoms were built and destroyed over Gold, but since as humans developed, Gold was accepted as a satisfactory form of payment. In short, history has glorified Gold than any other commodity on the planet,...
Understanding Debt Mutual Funds
Debt mutual funds are a category of mutual funds that invest primarily in fixed income instruments (example bonds) issued by government, public and private companies. Or simply you can understand that the money you put in a debt mutual fund, is in turn lent out to private/public companies or government bodies. Mutual funds get interest...
Invest 3 mins to make extra 3 Crore!
“Mutual Funds Sahi Hai” – a 30 second ad would have prompted you to invest in Mutual Fund. Here, we present you a 3 minute read – which will give valuable insight on how a one-time investment of Rs. 10 Lacs, if invested properly, will give you extra Rs. 3 crore. In this article, we...
Portfolio Management Services (PMS)
What is Portfolio Management Services (PMS)? It is a customized investment product based on investor’s needs and objectives. In PMS, a group of experienced professionals do extensive research and analyze the securities for the client. Client just need to give money to the portfolio manager, who in turn invest on behalf of client. Portfolio manager...
What is a Systematic Investment Plan?
A Systematic Investment Plan or SIP is a planned mode for investing money in mutual funds. SIP allows you to invest a pre-determined amount at a regular interval (weekly, monthly, quarterly, etc.). SIP inculcates saving habit and building wealth for the future. SIPs have proved to be an ideal mode of investment for retail investors...
What determines exchange rate?
Value of Indian Rupee vis-a-vis other global currencies (i.e. Exchange Rate) is tracked by many and is a very important variable impacting various asset classes and the economy. There are a host of factors that influences the exchange rate – like inflation, current account deficit (CAD), fiscal deficit, etc. However, one common factor which is...
Things not to hide from Income Tax Department
It has been seen in past, that there is a tendency amongst some of the tax payers to show less income so as to pay less taxes. However, please be careful that there are certain transactions which Income Tax departments are well aware of in advance. Hence, it’s better that we self-disclose it rather than...
Relationship between Interest Rate & Stock Market
Interest Rate in simple words means the cost of borrowing funds. We all know that interest rate & bond prices are inversely related. Even stock market performance is linked to interest rate. Let’s explore the relation between interest rate and stock market performance through different perspectives. Firstly we look at the Liquidity Perspective. With the...
Multi asset class Mutual funds
As per a study, 91% performance of a portfolio is linked to asset allocation. Selection of securities, timing and others account for the rest 9%. Right asset allocation is important as every asset goes through different cycles of boom and bust and has a different risk-return profile. Debt, for instance, gives returns in the form...