Common Investing Mistakes By Investors
All investors veterans as well as newbies make mistakes while investing. It’s important to learn from them. By repeatedly committing common investment mistakes, investors often prove to be their own worst enemy. Lack of Proper Plan The most common mistake that an investor makes is lack of any investment strategy. From the onset, individuals should...
Categories of Debt Funds
Did you know that there is a debt fund to suit every time frame? That’s perhaps the single biggest advantage over equity funds. They also deliver superior returns to traditional debt products like FD, PO Savings etc. Here are different types of debt funds in which you can invest, based on your goals and investment...
Importance of festivals in India
Festivals are the periods of celebration and an important part of Indian culture. They are a tool to bring life to a state of exuberance and enthusiasm. It is the season when the bulk of the annual sales of consumer goods happen. Let us look at the commercial implications of festivals in the Indian economy....
Know about your CIBIL Score
A Credit Score is a three-digit numeric summary of your credit history. The credit score is a result of complicated statistical analysis of information that is available in your credit report. All the information used to create your credit score is drawn from your Credit Information Report (CIR). A CIR is an individual’s credit payment...
How to make Regular Income from Investments?
Many a times, we come across situation when we have surplus cash to park somewhere, with the expectation of generating regular return as well as it should be safe. An income portfolio is a collection of investments that yields regular income. This means that you receive cash on a regular basis, usually monthly, quarterly or...
How to deal with Legacy Investments?
At times, families in India, face a nightmare situation after the death of their near & dear ones even to get control of the investments left by the deceased. This is particularly because during the lifetime of the deceased, the investment details are not openly & freely discussed with the family. The family is not...
How Do Mutual Funds and Stocks Differ?
Whether you’re a first-time stock investor or veteran, it is important to understand what differentiates single stock investments from mutual fund investing. Managing and Monitoring Mutual Funds are managed professionally by fund managers. They oversee the day-to-day decisions that a changing stock investment involves. The fund manager has access to information that would cost an...
Financial lies we tell ourselves….
People knowingly / unknowingly lie to themselves in a lot of areas concerned with personal finance such as investments, savings, insurance, expenditure, etc. The top 5 of them are as under: Term insurance is a waste of money Term insurance has been ignored for years since it does not give back anything in return. However,...
Dividend vs Growth Option in a Mutual Fund
Once the investor finalises the mutual fund scheme in which he would invest, he has to choose between the growth option and dividend option of the fund. . From investment point of view, it becomes very imperative to understand the implication of the option you are choosing. When investing in a bond or a deposit,...
Categories of stock held by investors
Peter Lynch, the famous stock market investor, classifies all stocks held by different investors into following categories: Slow Growers This category mostly has stocks of large established companies whose earnings are growing in line with the economy of the country @5-7%. These stocks are known for providing good dividends. Example – Utility company stocks. Stalwarts...